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QPIP and Employment Insurance calculator 2026

QPIP maximum insurable earnings are $103,000 in 2026. The basic plan pays 70% and then 55%. The special plan pays 75% for fewer weeks. The weekly EI amount shown separately is a regular benefit, outside a QPIP leave.

Employee: total of the paid weeks (often 26). Self-employed: annual income.

Shareable weeks (parental weeks and the bonus) are shown as if you take the whole household pool. The other parent cannot receive them as well.

55% of insurable earnings, up to the published weekly maximum of $729. This is not a QPIP benefit.

Sources checked on October 27, 2026. QPIP: maximum insurable earnings $103,000, minimum $2,000, employee rate 0.430% (maximum $442.90), self-employed 0.764% (maximum $786.92). Weeks from the Québec.ca tables: basic plan 70% and 55%, special plan 75%. Employment Insurance: maximum insurable earnings $68,900, 55%, published maximum weekly benefit $729 for a claim starting on or after December 28, 2025. The low-income top-up is not calculated.

Frequently asked questions

What is the maximum weekly benefit in 2026?

At the $103,000 cap, the weekly base is $103,000 ÷ 52. At 70% that is $1,386.54; at 55%, $1,089.42; at 75%, $1,485.58. An employee is capped on the average of the paid weeks, not on annualized earnings above $103,000.

Why is the week count so high?

Parental weeks and the sharing bonus can be split. The tool assigns all of them to the person using the calculator, to show the household pool. If the other parent takes some, reduce the total. A sole parent does not receive the sharing bonus.

Does the special plan pay more?

The rate is 75%, but there are fewer weeks (maternity 15 instead of 18, and no 55% block). The total can be lower or higher depending on how many weeks are taken. Compare both plans with the same earnings.

What is the Employment Insurance amount?

It is an estimate of regular EI, at 55%, separate from QPIP. The published weekly maximum is $729 for 2026 (the raw $68,900 ÷ 52 × 55% is $728.75, which the published maximum rounds to $729). The Quebec employee premium rate is 1.30%.

Is the low-income top-up included?

No. That supplement depends on the general minimum wage in force when the claim is made. This estimate does not add it.

Family allowance and CCB

Quebec family allowance and the Canada child benefit, July 2026 to June 2027.

GST and QST calculator

Add or remove GST (5%) and QST (9.975%), with reverse calculation.

Tip calculator

Tip on the pre-tax amount, tax-included or pre-tax bill, split between diners.

CalcQC is an independent website. We are not affiliated with the Tribunal administratif du logement, the SAAQ, Retraite Québec, the QPIP (Conseil de gestion de l’assurance parentale), the Canada Revenue Agency, Revenu Québec, Hydro-Québec, or any other government body. Results are for information only.